Discover why some people recover quickly from major financial problems while others struggle to get back on their feet. It’s all tied to maintaining good credit. In fact, your credit rating may be the single biggest facto in determining your mortgage rates, insurance rates for home, car, and health policies, along with the rates you pay on your credit cards. We will teach you how to help clients with damaged credit. You will learn trade-secret strategies that can influence and improve anyone’s credit score. You will also learn how to help clients develop a “good credit” budget and manage income. You will understand the differences between credit repair companies and what they can do for you.
In addition, you’ll look at the credit effects of short sales, foreclosure, and lease option contracts. With millions of mortgages defaulting this year and an additional 10-30% further decline expected in real estate values, understanding credit and credit repair has become a crucial skill to know.
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Credit Hours: 3 hours Tuition: $39